Ball State vs Central Michigan Prediction — AI Finds CAN'T MISS CFB Lines & Props (Sep 21)
Updated: 2024-09-14T02:28:40.156150ZBy Remi at Leans.AI — AI picks for ATS, ML, OU & props
The Ball State Cardinals will face the Central Michigan Chippewas on September 21, 2024, at Kelly/Shorts Stadium in Mount Pleasant, MI. Both teams are looking to improve their records, with Ball State at 1-1 and Central Michigan at 1-2. This Mid-American Conference (MAC) matchup is crucial for both teams as they try to establish momentum in conference play.
Get key insights, betting trends, and AI-powered predictions to help incorporate into your betting strategies.

GAME INFO
Date: Sep 21, 2024
Start Time: 1:00 PM EST
Venue: Kelly/Shorts Stadium
Chippewas Record: (1-2)
Cardinals Record: (1-1)
OPENING ODDS
BALLST Moneyline: +197
CMICH Moneyline: -244
BALLST Spread: +7
CMICH Spread: -7.0
Over/Under: 53
BALLST
Betting Trends
- Ball State is 1-1 against the spread (ATS) this season. The Cardinals covered in their season-opening win against Missouri State but failed to cover in a blowout loss to Miami (FL), where they were shut out 62-0. Their offensive inconsistency has been a concern, and they will need to find more balance to be competitive in this game.
CMICH
Betting Trends
- Central Michigan is 1-1-1 ATS this season. The Chippewas covered in their dominating win over Central Connecticut State but failed to cover in a blowout loss to Florida International and a subsequent loss to Illinois. Central Michigan has been inconsistent offensively, and they will need to find ways to execute better against Ball State.
MATCHUP TRENDS
- Both teams have struggled with consistency this season, making this matchup intriguing for bettors. The over/under for this game is set at 53 points. Given that both teams have shown a tendency to either score heavily or be shut down completely, the total points could fluctuate significantly based on which versions of these teams show up on Saturday.
BALLST vs. CMICH
Best Prop Bet
- Remi's is still searching and crunching tons of data to find the perfect prop bet. Stay tuned .
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Ball State vs Central Michigan Prediction & Odds:
Free CFB Betting Insights for 9/21/24
After a commanding 66-10 win over Central Connecticut State, the Chippewas faced a harsh reality check against Florida International, losing 52-16. They followed this up with a 30-9 loss to Illinois, where the offense struggled to find any rhythm. Quarterback Joey Labas will need to lead a more efficient offense to exploit the vulnerabilities in Ball State’s defense. Both teams have struggled with turnovers and third-down conversions, making this game likely to come down to who can execute better in key situations. For Ball State, containing Central Michigan’s rushing attack and improving their offensive consistency will be key. Central Michigan will need to capitalize on Ball State’s defensive weaknesses while shoring up their own defense to prevent big plays. The outcome will likely hinge on which team can impose its game plan more effectively and avoid costly mistakes.
Final. #1AAT x #WeFly x #Team100 pic.twitter.com/KPEXmmzq5b
— Ball State Football (@BallStateFB) September 15, 2024
Ball State Cardinals CFB Preview
The Ball State Cardinals come into this game with a 1-1 record and are looking to rebound from a lopsided loss to Miami (FL). Head coach Mike Neu needs his team to show more resilience and consistency, especially after the 62-0 defeat, where the offense managed only 115 total yards. Quarterback Kadin Semonza had a rough outing with just 111 yards and an interception, following a strong performance in their season opener. The Cardinals will need Semonza to bounce back and lead a more balanced offensive attack. Ball State’s running game, led by Braedon Sloan, who had 103 yards and a touchdown in their win over Missouri State, will be crucial in setting up play-action passes and keeping Central Michigan’s defense honest. Defensively, the Cardinals must focus on creating turnovers and improving their third-down defense, which was a significant issue in their loss to Miami (FL). If Ball State can execute their game plan and avoid the mistakes that plagued them in their last game, they have a chance to pull off a road win against Central Michigan and build some momentum in conference play.

Credit: USA TODAY/IMAGN
Central Michigan Chippewas CFB Preview
The Central Michigan Chippewas enter this home game with a 1-2 record and are eager to find some stability after a rocky start. Head coach Jim McElwain is focused on turning the season around following back-to-back losses to Florida International and Illinois. The Chippewas’ offense has shown potential but needs more consistency, especially in the passing game. Quarterback Joey Labas, who threw for 125 yards with an interception against Illinois, needs to improve his decision-making and help sustain drives. The rushing attack, led by Myles Bailey, who ran for 49 yards against Illinois, has been a bright spot, but it must be more effective against a vulnerable Ball State defense. Defensively, Central Michigan has had mixed results. While they held Illinois to just 30 points, the defense gave up 379 yards, including 242 passing yards. The Chippewas must tighten up their pass coverage and improve their ability to stop the run to contain Ball State’s offense. Their ability to force turnovers and capitalize on Ball State’s mistakes could be critical in this matchup. A win here would help boost Central Michigan’s confidence and set the tone for the rest of their MAC schedule.
📽️ @CoachMcElwain press conference following yesterday's 30-9 @cmu_football non conference loss at Illinois....#FireUpChips 🔥🔼🏈 pic.twitter.com/ajLQC6lCcu
— CMU Football (@CMU_Football) September 15, 2024
Ball State vs. Central Michigan Prop Picks (AI)
Ball State vs. Central Michigan Prediction (AI)

Remi, our AI sports algorithm, has been pouring over tons of data from every angle between the Cardinals and Chippewas and using recursive machine learning and cutting-edge AI to examine the data to a single cover probability.
The Algorithm has been most focused on the linear correlation of emphasis emotional bettors tend to put on Central Michigan’s strength factors between a Cardinals team going up against a possibly tired Chippewas team. Trends look to say the true game analytics might reflect a slight lean against one Vegas line specifically.
Unlock this in-depth AI prediction and all of our CFB AI picks for FREE now.
Below is our current AI Ball State vs Central Michigan picks, computer picks Cardinals vs Chippewas, best bets, model edges, confidence ratings.
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DATE | GAME | LEAN | %WIN | UNITS | LEVEL |
---|---|---|---|---|---|---|
ACTIVE PICKS LOCKED - SEE NOW |
These picks update as information changes—injury reports, weather, and market movement. Each line shows our model’s fair price, the edge versus the market, and a unit confidence rating (1–10). Odds and availability vary by sportsbook and time. Edges are computed against the listed price; value may change after line moves. Always shop for the best number. See the full CFB schedule.
Cardinals Betting Trends
Ball State is 1-1 against the spread (ATS) this season. The Cardinals covered in their season-opening win against Missouri State but failed to cover in a blowout loss to Miami (FL), where they were shut out 62-0. Their offensive inconsistency has been a concern, and they will need to find more balance to be competitive in this game.
Chippewas Betting Trends
Central Michigan is 1-1-1 ATS this season. The Chippewas covered in their dominating win over Central Connecticut State but failed to cover in a blowout loss to Florida International and a subsequent loss to Illinois. Central Michigan has been inconsistent offensively, and they will need to find ways to execute better against Ball State.
Cardinals vs. Chippewas Matchup Trends
Both teams have struggled with consistency this season, making this matchup intriguing for bettors. The over/under for this game is set at 53 points. Given that both teams have shown a tendency to either score heavily or be shut down completely, the total points could fluctuate significantly based on which versions of these teams show up on Saturday.
Ball State vs. Central Michigan Game Info
What time does Ball State vs Central Michigan start on September 21, 2024?
Ball State vs Central Michigan starts on September 21, 2024 at 1:00 PM EST.
Where is Ball State vs Central Michigan being played?
Venue: Kelly/Shorts Stadium.
What are the opening odds for Ball State vs Central Michigan?
Spread: Central Michigan -7.0
Moneyline: Ball State +197, Central Michigan -244
Over/Under: 53
What are the records for Ball State vs Central Michigan?
Ball State: (1-1) | Central Michigan: (1-2)
What is the AI best bet for Ball State vs Central Michigan?
Remi's is still searching and crunching tons of data to find the perfect prop bet. Stay tuned . . Prices move—always shop for the best number.
What are Ball State vs Central Michigan trending bets?
Both teams have struggled with consistency this season, making this matchup intriguing for bettors. The over/under for this game is set at 53 points. Given that both teams have shown a tendency to either score heavily or be shut down completely, the total points could fluctuate significantly based on which versions of these teams show up on Saturday.
What are Ball State trending bets?
BALLST trend: Ball State is 1-1 against the spread (ATS) this season. The Cardinals covered in their season-opening win against Missouri State but failed to cover in a blowout loss to Miami (FL), where they were shut out 62-0. Their offensive inconsistency has been a concern, and they will need to find more balance to be competitive in this game.
What are Central Michigan trending bets?
CMICH trend: Central Michigan is 1-1-1 ATS this season. The Chippewas covered in their dominating win over Central Connecticut State but failed to cover in a blowout loss to Florida International and a subsequent loss to Illinois. Central Michigan has been inconsistent offensively, and they will need to find ways to execute better against Ball State.
Where can I find AI Picks for Ball State vs Central Michigan?
See our latest CFB picks and odds pages for 2024 to compare prices before you bet.
Ball State vs. Central Michigan Odds
Remi is pouring through tons of data points on each line. In fact, anytime the Ball State vs Central Michigan trends are analyzed, there’s always several intriguing observations to key in on. Not to mention games played at extreme altitude can often follow normal, predictable betting trends.
Ball State vs Central Michigan Opening Odds
BALLST Moneyline:
+197 CMICH Moneyline: -244
BALLST Spread: +7
CMICH Spread: -7.0
Over/Under: 53
Ball State vs Central Michigan Live Odds
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U 60.5 (-110)
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+158
-192
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O 50.5 (-110)
U 50.5 (-110)
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Oct 24, 2025 10:00PM EDT
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+1200
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O 50.5 (-110)
U 50.5 (-110)
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Oct 25, 2025 12:00PM EDT
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UVA
UNC
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-375
+290
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-10.5 (-105)
+10.5 (-115)
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O 52.5 (-105)
U 52.5 (-115)
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Oct 25, 2025 12:00PM EDT
Bowling Green Falcons
Kent State Golden Flashes
10/25/25 12PM
BGREEN
KENT
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–
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-315
+250
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-8.5 (-110)
+8.5 (-110)
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O 48.5 (-110)
U 48.5 (-110)
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Oct 25, 2025 12:00PM EDT
Rutgers Scarlet Knights
Purdue Boilermakers
10/25/25 12PM
RUT
PURDUE
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-140
+115
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O 59 (-110)
U 59 (-110)
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Oct 25, 2025 12:00PM EDT
South Florida Bulls
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SFLA
MEMP
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-200
+164
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-4.5 (-115)
+4.5 (-105)
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O 64.5 (-106)
U 64.5 (-114)
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Oct 25, 2025 12:00PM EDT
UCLA Bruins
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UCLA
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+1400
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O 53.5 (-110)
U 53.5 (-110)
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Oct 25, 2025 12:00PM EDT
Northwestern Wildcats
Nebraska Cornhuskers
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NWEST
NEB
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–
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+225
-280
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+6.5 (+104)
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O 43.5 (-105)
U 43.5 (-115)
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Oct 25, 2025 12:00PM EDT
Ohio Bobcats
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10/25/25 12PM
OHIO
EMICH
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-450
+340
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-12.5 (-110)
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O 59.5 (-110)
U 59.5 (-110)
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Oct 25, 2025 12:00PM EDT
SMU Mustangs
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SMU
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O 54.5 (-110)
U 54.5 (-110)
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Oct 25, 2025 12:00PM EDT
Syracuse Orange
Georgia Tech Yellow Jackets
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+610
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O 54.5 (-115)
U 54.5 (-105)
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Oct 25, 2025 12:00PM EDT
App State Mountaineers
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O 63.5 (-110)
U 63.5 (-110)
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Oct 25, 2025 12:00PM EDT
Ole Miss Rebels
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OLEMISS
OKLA
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O 53.5 (-110)
U 53.5 (-110)
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Oct 25, 2025 12:00PM EDT
Kansas State Wildcats
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O 56.5 (-110)
U 56.5 (-110)
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Oct 25, 2025 12:45PM EDT
Auburn Tigers
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10/25/25 12:45PM
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-106
-113
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O 57.5 (-105)
U 57.5 (-115)
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Oct 25, 2025 1:00PM EDT
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+260
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O 47.5 (-110)
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Oct 25, 2025 3:00PM EDT
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O 48.5 (-110)
U 48.5 (-110)
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Oct 25, 2025 3:00PM EDT
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+115
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O 62.5 (-110)
U 62.5 (-110)
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Oct 25, 2025 3:30PM EDT
Minnesota Golden Gophers
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MINN
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+265
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+8.5 (-110)
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O 39.5 (-105)
U 39.5 (-115)
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Oct 25, 2025 3:30PM EDT
Alabama Crimson Tide
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O 47.5 (-105)
U 47.5 (-115)
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Oct 25, 2025 3:30PM EDT
BYU Cougars
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O 49.5 (-105)
U 49.5 (-115)
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Oct 25, 2025 3:30PM EDT
Temple Owls
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-210
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O 54.5 (-110)
U 54.5 (-110)
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Oct 25, 2025 3:30PM EDT
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BALLST
NILL
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–
–
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+176
-215
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+5.5 (-110)
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O 41.5 (-110)
U 41.5 (-110)
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Oct 25, 2025 3:30PM EDT
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Washington State Cougars
10/25/25 3:30PM
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WASHST
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–
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-105
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+1.5 (-115)
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O 47.5 (-110)
U 47.5 (-110)
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Oct 25, 2025 3:30PM EDT
Florida Atlantic Owls
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10/25/25 3:30PM
FAU
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–
–
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+470
-670
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+15.5 (-110)
-15.5 (-110)
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O 62.5 (-115)
U 62.5 (-105)
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Oct 25, 2025 3:30PM EDT
Illinois Fighting Illini
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10/25/25 3:30PM
ILL
WASH
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–
–
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+146
-178
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+4.5 (-115)
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O 55.5 (-105)
U 55.5 (-115)
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Oct 25, 2025 3:30PM EDT
Umass Minutemen
Central Michigan Chippewas
10/25/25 3:30PM
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CMICH
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–
–
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-800
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-16.5 (-115)
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O 46.5 (-110)
U 46.5 (-110)
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Oct 25, 2025 3:30PM EDT
San Diego State Aztecs
Fresno State Bulldogs
10/25/25 3:30PM
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–
–
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-150
+125
|
-3.5 (+102)
+3.5 (-124)
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O 48.5 (-115)
U 48.5 (-105)
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Oct 25, 2025 3:30PM EDT
Missouri Tigers
Vanderbilt Commodores
10/25/25 3:30PM
MIZZOU
VANDY
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–
–
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+122
-146
|
+2.5 (-104)
-2.5 (-118)
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O 51.5 (-114)
U 51.5 (-106)
|
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Oct 25, 2025 3:30PM EDT
NC State Wolfpack
Pittsburgh Panthers
10/25/25 3:30PM
NCST
PITT
|
–
–
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+190
-235
|
+6.5 (-110)
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|
O 57.5 (-105)
U 57.5 (-115)
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Oct 25, 2025 3:30PM EDT
Western Michigan Broncos
Miami Ohio Redhawks
10/25/25 3:30PM
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MIAOH
|
–
–
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+114
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+2.5 (-110)
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O 41.5 (-110)
U 41.5 (-110)
|
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Oct 25, 2025 3:30PM EDT
UL Monroe Warhawks
USM Golden Eagles
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MONROE
USM
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–
–
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+340
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+11.5 (-105)
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O 50.5 (-110)
U 50.5 (-110)
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Oct 25, 2025 4:00PM EDT
Oklahoma State Cowboys
Texas Tech Red Raiders
10/25/25 4PM
OKLAST
TXTECH
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–
–
|
+3500
-10000
|
+38.5 (-110)
-38.5 (-110)
|
O 56.5 (-115)
U 56.5 (-105)
|
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Oct 25, 2025 4:00PM EDT
Baylor Bears
Cincinnati Bearcats
10/25/25 4PM
BAYLOR
CINCY
|
–
–
|
+152
-184
|
+4.5 (-115)
-4.5 (-105)
|
O 67.5 (-110)
U 67.5 (-110)
|
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Oct 25, 2025 4:15PM EDT
Texas Longhorns
Mississippi State Bulldogs
10/25/25 4:15PM
TEXAS
MISSST
|
–
–
|
-295
+235
|
-7.5 (-105)
+7.5 (-115)
|
O 45.5 (-115)
U 45.5 (-105)
|
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Oct 25, 2025 6:00PM EDT
TCU Horned Frogs
West Virginia Mountaineers
10/25/25 6PM
TCU
WVU
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–
–
|
-600
+430
|
-14.5 (-110)
+14.5 (-110)
|
O 56.5 (-110)
U 56.5 (-110)
|
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Oct 25, 2025 7:00PM EDT
Wisconsin Badgers
Oregon Ducks
10/25/25 7PM
WISC
OREG
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–
–
|
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+34.5 (-115)
-34.5 (-105)
|
O 44.5 (-110)
U 44.5 (-110)
|
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Oct 25, 2025 7:00PM EDT
Louisiana Ragin Cajuns
Troy Trojans
10/25/25 7PM
UL
TROY
|
–
–
|
+290
-375
|
+9.5 (-105)
-9.5 (-115)
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O 48.5 (-108)
U 48.5 (-112)
|
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Oct 25, 2025 7:00PM EDT
Stanford Cardinal
Miami Hurricanes
10/25/25 7PM
STNFRD
MIAMI
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–
–
|
+3500
-20000
|
+30.5 (-115)
-30.5 (-105)
|
O 45.5 (-104)
U 45.5 (-118)
|
|
Oct 25, 2025 7:00PM EDT
Georgia Southern Eagles
Arkansas State Red Wolves
10/25/25 7PM
GASO
ARKST
|
–
–
|
+105
-126
|
+2.5 (-115)
-2.5 (-105)
|
O 62.5 (-110)
U 62.5 (-110)
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Oct 25, 2025 7:30PM EDT
Michigan Wolverines
Michigan State Spartans
10/25/25 7:30PM
MICH
MICHST
|
–
–
|
-690
+480
|
-13.5 (-120)
+13.5 (-102)
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O 48.5 (-105)
U 48.5 (-115)
|
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Oct 25, 2025 7:30PM EDT
Texas A&M Aggies
LSU Tigers
10/25/25 7:30PM
TEXAM
LSU
|
–
–
|
-140
+116
|
-2.5 (-115)
+2.5 (-105)
|
O 48.5 (-104)
U 48.5 (-118)
|
|
Oct 25, 2025 7:30PM EDT
Boston College Eagles
Louisville Cardinals
10/25/25 7:30PM
BC
LVILLE
|
–
–
|
+1400
-4000
|
+25.5 (-110)
-25.5 (-110)
|
O 55.5 (-104)
U 55.5 (-118)
|
|
Oct 25, 2025 7:30PM EDT
Colorado State Rams
Wyoming Cowboys
10/25/25 7:30PM
COLOST
WYO
|
–
–
|
+180
-220
|
+5.5 (-105)
-5.5 (-115)
|
O 46.5 (-110)
U 46.5 (-110)
|
|
Oct 25, 2025 7:45PM EDT
Tennessee Volunteers
Kentucky Wildcats
10/25/25 7:45PM
TENN
UK
|
–
–
|
-345
+265
|
-9.5 (-110)
+9.5 (-110)
|
O 53.5 (-118)
U 53.5 (-104)
|
|
Oct 25, 2025 8:00PM EDT
Houston Cougars
Arizona State Sun Devils
10/25/25 8PM
HOU
ARIZST
|
–
–
|
+255
-320
|
+8.5 (-118)
-8.5 (-104)
|
O 46.5 (-110)
U 46.5 (-110)
|
|
Oct 25, 2025 10:15PM EDT
Colorado Buffaloes
Utah Utes
10/25/25 10:15PM
COLO
UTAH
|
–
–
|
+385
-520
|
+13.5 (-108)
-13.5 (-112)
|
O 49.5 (-115)
U 49.5 (-105)
|
CFB Past Picks
Remi—our in-house AI—prices every game and prop using multi-season priors, tempo/efficiency, injury/usage signals, and market movement.
We publish fair prices, recommended “buy-to” numbers, and confidence so you can bet prices, not teams.
This preview covers Ball State Cardinals vs. Central Michigan Chippewas on September 21, 2024 at Kelly/Shorts Stadium.
Odds shown reflect widely available numbers and may update closer to kickoff.
Want more? Check live edges, player props, and line moves on our CFB odds pages, and compare prices before you place a bet.
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LEAN | %WIN | UNITS | RESULT |
---|---|---|---|---|
FSU@STNFRD | STNFRD +18 | 56.6% | 6 | WIN |
WASHST@UVA | WASHST +17.5 | 58.8% | 8 | WIN |
NEVADA@NMEX | NEVADA +13.5 | 57.8% | 7 | WIN |
TEXAS@UK | ARCH MANNING UNDER 1.5 PASS TD | 56.1% | 6 | WIN |
ARMY@TULANE | ARMY +10 | 55.3% | 5 | WIN |
SJST@UTAHST | SJST +4 | 54.4% | 4 | LOSS |
LVILLE@MIAMI | LVILLE +12.5 | 56.5% | 6 | WIN |
LVILLE@MIAMI | CJ DANIELS UNDER 4.5 RECEPTIONS | 54.4 | 4 | LOSS |
DEL@JAXST | DEL -2.5 | 57.6% | 6 | LOSS |
UTEP@SAMST | UTEP -2.5 | 53.9% | 3 | WIN |
FIU@WKY | FIU +10.5 | 54.6% | 4 | WIN |
ARKST@SALA | ARKST +7.5 | 54.5% | 4 | WIN |
ARKST@SALA | JAYLEN RAYNOR UNDER 40.5 LONGEST PASS COMP | 53.3% | 3 | WIN |
SJST@WYO | SJST -120 | 59.8% | 7 | LOSS |
UMASS@KENTST | KENTST -135 | 60.2% | 6 | WIN |
NOILL@EMICH | EMICH +2.5 | 53.9% | 3 | WIN |
BYU@ARIZ | ARIZ +2.5 | 54.2% | 3 | LOSS |
OKLA@TEXAS | OKLA +2.5 | 54.7% | 4 | LOSS |
NMEX@BOISE | NMEX +16.5 | 56.4% | 6 | WIN |
WAKE@OREGST | WAKE -2.5 | 56.7% | 6 | WIN |
ULMON@COASTAL | ULMON -2.5 | 56.8% | 6 | LOSS |
IOWA@WISC | WISC +4 | 54.8% | 4 | LOSS |
TOLEDO@BGREEN | TOLEDO -10 | 56.3% | 6 | LOSS |
SFLA@NOTEX | SFLA +2.5 | 54.3% | 4 | WIN |
FRESNO@COLOST | RICHIE ANDERSON III LONGEST RECEPTION UNDER 16.5 | 54.4% | 4 | LOSS |
JAXST@SAMST | SAMST +7.5 | 55.3% | 5 | WIN |
USM@GAS | GAS +3.5 | 57.4% | 7 | WIN |
LIB@UTEP | UTEP +2 | 54.5% | 4 | LOSS |
SALA@TROY | SALA -118 | 55.2% | 4 | LOSS |
TULSA@MEMP | MEMP -20.5 | 53.8% | 3 | WIN |
JMAD@GAST | GAST +20.5 | 54.6% | 4 | WIN |
WAKE@VATECH | VATECH -5.5 | 56.6% | 6 | LOSS |
UNLV@WYO | WYO +4.5 | 55.5% | 5 | LOSS |
PSU@UCLA | PSU -24.5 | 56.3% | 6 | LOSS |
TXSTSM@ARKST | TXSTSM -13 | 56.7% | 6 | LOSS |
UVA@LVILLE | ISAAC BROWN OVER 70.5 RUSH YDS | 56.6% | 6 | LOSS |
WVU@BYU | WVU +20.5 | 54.7% | 4 | WIN |
SAMST@NMEXST | SAMST -1.5 | 54.1% | 3 | LOSS |
EMICH@CMICH | CMICH -148 | 62.8% | 7 | WIN |
SDGST@NOILL | SDGST -118 | 55.7% | 3 | WIN |
BAMA@GEORGIA | GEORGIA -125 | 58.7% | 7 | LOSS |
TENN@MISSST | MISSST +7.5 | 54.3% | 4 | WIN |
UK@SC | SC -5.5 | 54.8% | 4 | WIN |
WKY@MIZZST | MIZZST +4.5 | 55.6% | 6 | LOSS |
JAXST@USM | USM -3.5 | 56.0% | 5 | WIN |
NMEXST@NMEX | NMEX -14.5 | 56.9% | 6 | WIN |
ARIZ@IOWAST | ROCCO BECHT UNDER 1.5 PASS TDS | 55.5% | 5 | WIN |
TCU@ARIZST | JOSH HOOVER PASS YDS UNDER 287.5 | 53.4% | 3 | WIN |
ARIZST@BAYLOR | BAYLOR -130 | 58.4% | 6 | LOSS |
WYO@COLO | WYO +13.5 | 54.1% | 3 | LOSS |
TULANE@OLEMISS | MISS -11.5 | 54.3% | 4 | WIN |