Away Team
Record 11-6
Last 5 2-3 last five
ATS 12-6-1 ATS
Road 5-4 road
Standings
NFL GAME PREVIEW
Schedule
Kickoff Countdown
26d 13:13:23
Start Time 1899-12-30 13:00:00 EST
Date September 13, 2026
Venue Bank of America Stadium
Where To Watch FOX
Where To Stream FOX One
Season Series Series tied 0-0.

Chicago opens as a short road favorite after winning the NFC North, but Carolina's strong 2025 ATS profile and Nic Scourton's season-ending injury create a sharper Week 1 handicap than the records alone suggest.

Home Team
Record 8-9
Last 5 2-3 last five
ATS 11-7 ATS
Home 5-3 home
Analysis Updated: 8:05 AM ET
Injuries Checked: 8:05 AM ET
Odds Updated: 5:05 AM ET

Betting Snapshot

Spread
CAR +2.5
Open: CAR +2.5
Market Steady

Spread Movement

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Odds Updated: 8/16 5:05 AM ET
Moneyline
CAR +124
Open: CAR +114
Dog Taking Support

Moneyline Movement

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Odds Updated: 8/16 5:05 AM ET
Total
46.5
Open: 44.5
Total Rising

Total Movement

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Odds Updated: 8/16 5:05 AM ET

Best Free Prop Pick

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Odds Comparison Center

Shop for the best lines in one place.

Best Home Spread
Fanatics | CAR +3
Best Home Moneyline
Bovada | CAR +135
Best Over Line
FanDuel | 45.5
Best Away Spread
BetUS | CHI -2
Best Away Moneyline
MyBookie.ag | CHI -142
Best Under Line
DraftKings | 46.5
Updated 5:05 AM ET
Sportsbook Spread Moneyline Total
FanDuelCHI -2.5
CAR +2.5
CHI -152
CAR +128
O 45.5
U 45.5
DraftKingsCHI -2.5
CAR +2.5
CHI -148
CAR +124
O 46.5
U 46.5
BetMGMCHI -2.5
CAR +2.5
CHI -150
CAR +125
O 46
U 46
BetRiversCHI -2.5
CAR +2.5
CHI -157
CAR +128
O 45.5
U 45.5
FanaticsCHI -3
CAR +3
CHI -155
CAR +130
O 45.5
U 45.5
BovadaCHI -3
CAR +3
CHI -160
CAR +135
O 46
U 46
BetOnline.agCHI -2.5
CAR +2.5
CHI -145
CAR +125
O 46
U 46
LowVig.agCHI -2.5
CAR +2.5
CHI -145
CAR +125
O 46
U 46
MyBookie.agCHI -2.5
CAR +2.5
CHI -142
CAR +111
O 46
U 46
BetUSCHI -2
CAR +2
CHI -145
CAR +125
O 46
U 46
CaesarsCHI -2.5
CAR +2.5
CHI -150
CAR +127
O 45.5
U 45.5

Injury Report

Chicago safety Coby Bryant is expected to miss roughly 8-10 weeks after a knee injury, putting his Week 1 availability in serious doubt; nickel Kyler Gordon also remains in calf rehab. Carolina has already lost edge rusher Nic Scourton to a torn ACL and injured reserve after he tied for the team lead with five sacks in 2025. Those absences matter most in pass defense and pressure creation.

Key Players

Chicago
Caleb Williams
Threw for 3,942 yards, 27 touchdowns and seven interceptions in 2025.
Carolina
Bryce Young
Completed 63.6 percent for 3,011 yards and 23 touchdowns in 2025.

Key Matchup Edge

Chicago's clearest edge is offensive ceiling against a Carolina front already missing Scourton. Williams paired 27 touchdown passes with only seven interceptions in 2025 and was sacked just 24 times. If the Bears stay ahead of schedule, Carolina's weakened edge rotation may struggle to create the negative plays needed to keep a short home underdog inside the number.

3 Things to Watch

  • Chicago pass protection versus Carolina's reshuffled edge group
  • Bryce Young versus Chicago's injured secondary depth
  • Whether the total keeps climbing above 45.5

Betting Breakdown

Chicago enters Week 1 as a modest road favorite after an 11-6 season, an NFC North title and a 12-6-1 ATS finish that included the playoffs. Carolina went only 8-9 straight up but still won the NFC South and rewarded bettors at 11-7 ATS, including 6-3 ATS at home. That contrast helps explain why the Bears are favored by only about a field goal despite the stronger 2025 record. The market has largely held Chicago around -2.5, while the total has moved higher from an opener near 44.5 into the 45.5-46 range. The matchup also carries a personnel angle: Carolina lost Nic Scourton, one of its 2025 sack leaders, to a torn ACL, while Chicago's secondary depth has been hit by Coby Bryant's knee injury. Chicago has won four straight regular-season meetings, but Carolina's home ATS form and Bryce Young's improved 2025 efficiency keep this from being a simple favorite-or-pass spot. The most important question is whether Carolina can create pressure without overcommitting extra rushers.

Chicago Betting Outlook

Chicago's case starts with Caleb Williams, who improved to 3,942 passing yards, 27 touchdowns and seven interceptions in 2025 while taking only 24 sacks. The Bears also finished 5-4 on the road and 12-6-1 ATS overall, giving them a credible profile as a short away favorite. The concern is defensive availability, especially with Coby Bryant expected to miss significant time and Kyler Gordon still rehabbing. Still, Chicago's offensive continuity under Ben Johnson, stronger recent head-to-head history and a market price near -2.5 make protection efficiency and early-down success the key indicators for bettors backing the Bears.

Carolina Betting Outlook

Carolina's 8-9 record undersells how competitive it was for bettors in 2025. The Panthers finished 11-7 ATS and 6-3 ATS at home, so getting points in Charlotte deserves respect even against a division champion. Bryce Young improved to 3,011 passing yards, 23 touchdowns and a 63.6 percent completion rate, while the offense has another offseason to build around him. The major concern is pass-rush depth after Nic Scourton tore his ACL, removing a five-sack contributor from the edge rotation. Carolina's clearest path to covering is to protect Young, sustain the run game and force Chicago into long drives rather than explosive scoring possessions.

Latest Team Buzz

Chicago Bears vs Carolina Panthers FAQ

What is the current spread for Chicago Bears vs Carolina Panthers?

The current home spread is CAR +2.5, while the away spread is CHI -2.5.

How far has the spread moved for Chicago Bears vs Carolina Panthers?

The spread opened at CAR +2.5 and is now CAR +2.5.

What is the current moneyline for Chicago Bears vs Carolina Panthers?

The current moneyline is CHI -148 / CAR +124.

How far has the moneyline moved for Chicago Bears vs Carolina Panthers?

The moneyline opened at CHI -135 / CAR +114 and is now CHI -148 / CAR +124.

What is the current total for Chicago Bears vs Carolina Panthers?

The current total is 46.5.

How far has the total moved for Chicago Bears vs Carolina Panthers?

The total opened at 44.5 and is now 46.5.

Is the market taking the underdog in Chicago Bears vs Carolina Panthers?

Current market signal: Market Steady.

Is the market taking the favorite in Chicago Bears vs Carolina Panthers?

Current market signal: Dog Taking Support.

Is the total dropping for Chicago Bears vs Carolina Panthers?

Current totals signal: Total Rising.

Is the total rising for Chicago Bears vs Carolina Panthers?

Current totals signal: Total Rising.

Where to watch Chicago Bears vs Carolina Panthers?

You can watch this game on FOX. For the latest broadcast details, see Where to Watch.

Where to stream Chicago Bears vs Carolina Panthers?

You can stream this game on FOX One.

What is the best free prop bet for Chicago Bears vs Carolina Panthers?

Remi's Still Searching

What is the biggest matchup edge for Chicago Bears vs Carolina Panthers?

Chicago's clearest edge is offensive ceiling against a Carolina front already missing Scourton. Williams paired 27 touchdown passes with only seven interceptions in 2025 and was sacked just 24 times. If the Bears stay ahead of schedule, Carolina's weakened edge rotation may struggle to create the negative plays needed to keep a short home underdog inside the number.

AI Sports Betting Algorithm Remi

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NFL Past Picks

Remi—our in-house AI—prices every game and prop using multi-season priors, tempo/efficiency, injury/usage signals, and market movement.
We publish fair prices, recommended “buy-to” numbers, and confidence so you can bet prices, not teams.

This preview covers Chicago Bears vs. Carolina Panthers on September 13, 2026 at Bank of America Stadium.
Odds shown reflect widely available numbers and may update closer to kickoff.

Want more? Check live edges, player props, and line moves on our NFL odds pages, and compare prices before you place a bet.

LEAN %WIN UNITS RESULT
HOU@NE DRAKE MAYE OVER 0.5 INT 55.1% 5 WIN
LAR@CHI KYREN WILLIAMS OVER 59.5 RUSH YDS 55.5% 5 WIN
SF@SEA JAUAN JENNINGS OVER 3.5 RECEPTIONS 56.8% 6 LOSS
BUF@DEN BO NIX OVER 243.5 PASS + RUSH YDS 55.2% 5 WIN
SF@SEA SF +7 56.8% 6 LOSS
HOU@PIT UNDER 38.5 53.4% 2 WIN
HOU@PIT AARON RODGERS UNDER 21.5 PASS COMP 54.5% 4 WIN
LAC@NE DRAKE MAYE OVER 0.5 INT THROWN 56.1% 6 WIN
BUF@JAC TRAVIS ETIENNE UNDER 81.5 RUSH + RECV YDS 54.2% 4 LOSS
SF@PHI SF +6.5 54.7% 4 WIN
LAC@NE LAC +3.5 57.1% 7 LOSS
LAR@CAR MATTHEW STAFFORD UNDER 33.5 PASS ATT 53.5% 3 LOSS
GB@CHI CALEB WILLIAMS UNDER 0.5 INT THROWN 55.1% 5 LOSS
BAL@PIT DERRICK HENRY OVER 99.5 RUSH + REC YDS 55.9% 5 WIN
DET@CHI JAHMYR GIBBS ANYTIME TD 56.8% 6 WIN
IND@HOU CJ STROUD OVER 221.5 PASS + RUSH YDS 55.4% 5 LOSS
TEN@JAC JAC -13.5 56.3% 6 WIN
CLE@CIN CIN -7.5 53.8% 3 LOSS
DAL@NYG OVER 49.5 54.6% 4 WIN
CAR@TB BRYCE YOUNG UNDER 0.5 INT 55.2% 5 LOSS
SEA@SF KENNETH WALKER III UNDER 11.5 RUSH ATT 55.3% 5 LOSS
CAR@TB BAKER MAYFIELD OVER 0.5 INT 54.1% 4 WIN
SEA@SF CHRISTIAN MCCAFFREY OVER 5.5 RECEPTIONS 56.7% 6 WIN
LAR@ATL KYLE PITS OVER 54.5 RECV YDS 55.7% 5 LOSS
LAR@ATL BIJAN ROBINSON UNDER 44.5 RECV YDS 54.3% 4 WIN
CHI@SF CALEB WILLIAMS OVER 224.5 PASS YDS 54.1% 4 WIN
JAC@IND MICHAEL PITTMAN OVER 49.5 RECV YDS 55.2% 5 LOSS
PIT@CLE CLE +4.5 56.9% 6 WIN
ARI@CIN CIN -7 58.8% 8 WIN
TB@MIA TB -4.5 55.2% 5 LOSS
NYG@LV NYG -2 54.3% 4 WIN
NE@NYJ NE -13.5 53.9% 3 WIN
NO@TEN NO -1 56.0% 5 WIN
NYG@LV UNDER 41.5 53.7% 3 LOSS
HOU@LAC CJ STROUD OVER 0.5 INT 55.5% 5 WIN
DAL@WAS DAL -8.5 54.1% 4 LOSS
DEN@KC RJ HARVEY ANYTIME TD 54.4% 4 WIN
DAL@WAS TERRY MCLAURIN ANYTIME TD 53.9% 3 LOSS
SF@IND BROCK PURDY OVER 0.5 INT 55.2% 5 WIN
SF@IND MICHAEL PITTMAN JR OVER 3.5 RECEPTIONS 54.2% 4 WIN
SF@IND SF -4.5 56.8% 6 WIN
LV@HOU NICO COLLINS ANYTIME TD 56.3% 6 LOSS
LAC@DAL JAVONTE WILLIAMS UNDER 82.5 RUSH + RECV YDS 55.2% 5 WIN
JAC@DEN TREVOR LAWRENCE UNDER 251.5 PASS + RUSH YDS 57.4% 7 LOSS
LV@HOU HOU -14 54.6% 4 LOSS
BUF@CLE CLE +10.5 54.9% 4 WIN
MIN@NYG MIN -2.5 56.3% 6 WIN
TB@CAR TB -3 53.1% 3 LOSS
JAC@DEN DEN -3.5 53.6% 3 LOSS
KC@TEN KC -2.5 54.6% 4 LOSS
NE@BAL NE +3.5 56.4% 6 WIN