Temple Owls
Temple brings a 4-4 ATS record into Annapolis, while Navy is 3-5 against the spread despite its powerful rushing attack. With both teams 2-6, the key question is whether the Midshipmen can control possession.
Navy Midshipmen
Betting Snapshot
Spread Movement
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| Sportsbook | Spread | Moneyline | Total |
|---|---|---|---|
| FanDuel | TEMPLE +7.5 NAVY -7.5 | TEMPLE +230 NAVY -285 | O 54.5 U 54.5 |
| DraftKings | TEMPLE +7.5 NAVY -7.5 | TEMPLE +235 NAVY -290 | O 54.5 U 54.5 |
| BetMGM | TEMPLE +7.5 NAVY -7.5 | TEMPLE +230 NAVY -285 | O 54.5 U 54.5 |
| BetRivers | TEMPLE +7 NAVY -7 | TEMPLE +250 NAVY -335 | O 54.5 U 54.5 |
| Fanatics | TEMPLE +7.5 NAVY -7.5 | TEMPLE +240 NAVY -300 | O 54.5 U 54.5 |
| Bovada | TEMPLE +7.5 NAVY -7.5 | TEMPLE +250 NAVY -300 | O 54.5 U 54.5 |
| BetOnline.ag | TEMPLE +7.5 NAVY -7.5 | TEMPLE +234 NAVY -285 | O 54.5 U 54.5 |
| LowVig.ag | TEMPLE +7.5 NAVY -7.5 | TEMPLE +234 NAVY -285 | O 54.5 U 54.5 |
| MyBookie.ag | TEMPLE +7.5 NAVY -7.5 | TEMPLE +238 NAVY -310 | O 54.5 U 54.5 |
| BetUS | TEMPLE +7.5 NAVY -7.5 | TEMPLE +238 NAVY -285 | O 54.5 U 54.5 |
| Caesars | TEMPLE +7.5 NAVY -7.5 | TEMPLE +235 NAVY -290 | O 54.5 U 54.5 |
Injury Report
A final game-specific American Conference availability report was not yet published at the research check. Temple listed Kenedy Uzoma, Brandon Enarusai, Devontae Ward-Grant and several others out for its October 31 game, but those prior designations should not be treated as confirmed November 7 absences. Navy listed Joshua Guerin and other players out on its October 24 report; a later unofficial update described Guerin as questionable. Monitor the official pregame report before making assumptions about depth or offensive personnel.
Key Players
Key Matchup Edge
Navy carries a substantial ground-production advantage at 295.8 rushing yards per game, third nationally, against Temple at 192.0. However, the Midshipmen are 3-5 ATS and have lost three straight. Temple has reached 100 rushing yards in all eight games, making early-down effectiveness and turnover avoidance crucial before assigning an edge against the spread.
3 Things to Watch
- Navy averages 295.8 rushing yards per game
- Temple has eight consecutive 100-yard rushing games
- Both teams enter on three-game losing streaks
Betting Breakdown
Temple and Navy meet Saturday afternoon in Annapolis with identical 2-6 records, but their offensive identities create a distinct handicapping puzzle. Navy averages 295.8 rushing yards per game, ranking third nationally, and quarterback Jackson Gutierrez has produced four consecutive 100-yard rushing performances. Temple has generated at least 100 yards on the ground in all eight outings and averages 192.0 rushing yards, so both offenses can potentially shorten the game through sustained possessions. Recent results warrant caution. Temple has dropped three straight, including a 17-9 loss at East Carolina, while Navy has also lost three consecutive contests after beating Tulsa on October 10. Against the spread, Temple stands 4-4 overall but is 1-4 in its last five, whereas Navy is 3-5 overall and 3-2 over its last five. The series adds another variable: Navy escaped with a 32-31 win last season after a late touchdown and two-point conversion. With no verified final game-day availability report yet, player status deserves another check. The clearest tactical hinge is whether Temple can limit Navy's option rushing without surrendering manageable third downs.
Temple Betting Outlook
Temple arrives 2-6 overall and 1-3 in American Conference play after losing 17-9 at East Carolina. The Owls have fallen in three consecutive games, and their last five results stand at 1-4. Temple is 4-4 ATS for the season and 2-1 ATS on the road, but just 1-4 ATS across its last five contests. Its offense has nevertheless rushed for at least 100 yards in every game and averages 192.0 rushing yards per outing. Quarterback Ajani Sheppard completed 11 of 20 passes for 118 yards against East Carolina, while kicker Carl Hardin supplied all nine points on three field goals. Sustaining drives and improving finishing efficiency are central to Temple's upset chances.
Navy Betting Outlook
Navy enters 2-6 overall and 1-4 in conference play, with a 2-1 straight-up record at its Annapolis stadium. The Midshipmen have lost three consecutive games, most recently falling 35-13 to Notre Dame at a neutral site. Their 3-5 ATS season mark includes a 2-2 ATS home split and a 3-2 ATS record over the last five games. Navy averages 295.8 rushing yards per game, third in the FBS, and Jackson Gutierrez has four straight 100-yard rushing games. He ran for 110 yards and a touchdown against Notre Dame after earlier recording 232 yards and three scores against Tulsa. Sustained option execution offers Navy its clearest offensive advantage.
Latest Team Buzz
Big week for our Owls in the NFL 🦉 ♦️ 150 Career Games for @DDawkins66 ♦️ Career Day for @JacobSpeaks_ ♦️ NFL History is made by former Owl Todd Bowles#TempleTUFF https://t.co/cAN8SoMnKZ
— Temple Football (@Temple_FB) November 3, 2026
ONE OF THE NATION'S BEST! Jackson ranks No. 4 in FBS rushing yards through week 9#GoNavy | #RollGoats https://t.co/YGyNdwAsOk https://t.co/sIZmthTj3k
— Navy Football (@NavyFB) November 3, 2026
Temple Owls vs Navy Midshipmen FAQ
What is the current spread for Temple Owls vs Navy Midshipmen?
The current home spread is NAVY -7.5, while the away spread is TEMPLE +7.5.
How far has the spread moved for Temple Owls vs Navy Midshipmen?
The spread opened at NAVY -7.5 and is now NAVY -7.5.
What is the current moneyline for Temple Owls vs Navy Midshipmen?
The current moneyline is TEMPLE +235 / NAVY -290.
How far has the moneyline moved for Temple Owls vs Navy Midshipmen?
The moneyline opened at TEMPLE +250 / NAVY -310 and is now TEMPLE +235 / NAVY -290.
What is the current total for Temple Owls vs Navy Midshipmen?
The current total is 54.5.
How far has the total moved for Temple Owls vs Navy Midshipmen?
The total opened at 52.5 and is now 54.5.
Is the market taking the underdog in Temple Owls vs Navy Midshipmen?
Current market signal: Market Steady.
Is the market taking the favorite in Temple Owls vs Navy Midshipmen?
Current market signal: Dog Taking Support.
Is the total dropping for Temple Owls vs Navy Midshipmen?
Current totals signal: Total Rising.
Is the total rising for Temple Owls vs Navy Midshipmen?
Current totals signal: Total Rising.
Where to watch Temple Owls vs Navy Midshipmen?
You can watch this game on CBS Sports Network. For the latest broadcast details, see Where to Watch.
Where to stream Temple Owls vs Navy Midshipmen?
You can stream this game on CBS Sports.
What is the best free prop bet for Temple Owls vs Navy Midshipmen?
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What is the biggest matchup edge for Temple Owls vs Navy Midshipmen?
Navy carries a substantial ground-production advantage at 295.8 rushing yards per game, third nationally, against Temple at 192.0. However, the Midshipmen are 3-5 ATS and have lost three straight. Temple has reached 100 rushing yards in all eight games, making early-down effectiveness and turnover avoidance crucial before assigning an edge against the spread.
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