The October 11, 2025, matchup between the Charlotte 49ers and the Army Black Knights at Michie Stadium in West Point presents a fascinating clash of philosophies, where Charlotte’s developing spread offense meets Army’s disciplined, time-controlling ground game. Both programs are navigating transition years in 2025—Charlotte under first-year head coach Tim Albin, looking to reestablish competitiveness in the American Athletic Conference, and Army continuing to refine its offensive identity while maintaining the trademark physicality and execution that have long defined the program. The 49ers enter this contest with a sense of urgency after a challenging stretch marred by injuries, including the loss of starting quarterback Conner Harrell and running back Henry Rutledge, forcing Albin to rely on backups and scheme adjustments to generate offensive rhythm. Without their top playmakers, Charlotte has leaned on creative play-calling, quick passing concepts, and motion-based formations to keep defenses guessing. Their offense will need to be efficient and opportunistic to have a chance at West Point, as possessions will be limited against an Army team that thrives on controlling the clock and shortening games. The 49ers’ offensive line, while improving, faces a steep challenge in handling Army’s aggressive fronts that specialize in collapsing run lanes and forcing offenses into long down-and-distance situations. On defense, Charlotte will need to stay disciplined above all else—Army’s run-heavy approach, which incorporates traditional triple-option looks and modern zone principles, is built to exploit any lapse in gap integrity or tackling. The 49ers’ front seven must win early downs and avoid getting worn down by the constant pounding of the Black Knights’ ground game.

Linebackers will be tested mentally and physically, having to diagnose plays quickly while resisting the temptation to overcommit to fakes. Charlotte’s best path to success defensively lies in forcing turnovers or negative plays on early downs to disrupt Army’s rhythm and push them off schedule. Offensively, Charlotte must capitalize on every possession, as Army’s methodical style can limit opportunities—any wasted drive could prove costly. Big plays through the air may be their best weapon, particularly if they can isolate Army’s safeties or exploit mismatches on the perimeter. Special teams will play a massive role in determining field position, especially for a Charlotte squad that will need to shorten the field to have any realistic shot at consistent scoring. For Army, the formula remains simple but brutally effective: dominate time of possession, protect the football, and let their defense suffocate opponents into frustration. The Black Knights’ ability to execute long drives and finish in the red zone will likely dictate the game’s flow, as their grind-it-out style often wears opponents down physically and mentally by the fourth quarter. If Army avoids turnovers and converts on third downs, they should control the pace and keep Charlotte’s offense off the field. Still, the 49ers’ unpredictability and potential for gadget plays make them a dangerous underdog if they can strike early or create chaos through turnovers. Expect a low-scoring, methodical contest shaped by discipline, field position, and execution, where Army’s cohesion and home-field edge make them the favorites—but Charlotte’s desperation and creativity could turn this into a far closer battle than many anticipate if they can force the Black Knights out of their comfort zone.